Social Security Retirement Quiz Test How Well Do You Know Your Social Security? Think you know all there is to know about Social Security? Take our quiz and find out! Step 1 of 11 9% What is the 2025 earnings cap for FICA?* $118,500 $255,300 $176,100 How is your personal social security funded?* 7.9% of your annual income, no cap 5% of your annual income over $75,500 15.3% of first $176,100 of your annual income Where is Social Security money invested?* Government bonds Stocks and mutual funds Money market accounts How is the Social Security budget Funded?* Corporate taxes Government trust fund set up long ago Dedicated payroll tax, income trust fund reserves & taxes on social security benefits of higher earners What is the average Social Security retirement payment in 2025?* $1,976 $2,780 $1,250 What changes to Social Security happened in January 2025?* CDPA Added WEP and GPO with no reduction SRA Removed What is the earliest age you can start collecting standard Social Security benefits?* 62 58 52 If you elect to take Social Security benefits at age 62, on average, by what percentage are your benefits reduced?* 25%-30% 10%-20% 40%-50% What was the most recent cost of living increase for Social Security for 2025?* 7% 6% 2.5% What can be done to fix Social Security funding issues?* Raise income limits from $176,100 Both Lower payments Enter Your Email to Get Your ResultsYour Name* Your Name Email* CAPTCHANameThis field is for validation purposes and should be left unchanged. Δ