“Following the Supreme Court’s ruling that legalized same-sex marriage across the United States, we discovered that I was grandfathered in under the old Social Security rules, where I will receive a half spousal benefit for the next four years. This means over $41,000 of additional income!”
Social Security Benefit Planners
Should You Take Social Security As Soon As You Qualify?

Faye Sykes, Retirement Planner, NSSA, CLTC, 2019 National Social Security Advisor of the Year
Believe it or not, you might be better off postponing your Social Security. Who knew! Not to mention the many lesser-known but incredibly powerful benefits that you may qualify for outside of the standard retirement benefits.
Social Security Benefit Planners offers customized planning centered around your unique situation, shining a light on options you never knew you had and helping you decide when to take them for the greatest benefit. Ready to discover yours?
Do You Qualify for Additional Benefits?
With over 2,700 regulations that govern Social Security, it’s not surprising that few people know they qualify for so much more or understand how to get the most from the program.
Not knowing can cause you and your family to miss out on the much-needed benefits you deserve. SSBP can uncover hidden benefits and show you ways to maximize your retirement income through custom plans that can include:
- Scenario analysis
- Earnings testing
- Coordination of spousal, divorce and widower benefits
- Tax projections
- Pre-retirement projections
- Personalized strategic plan
- And more…
Our Happy Clients
“Social Security Benefit Planners was able to help me understand what benefits were available to me and helped me through the application process. The few extra thousand dollars a year I now receive from Social Security has definitely come in handy!”
Lexa King
“They helped us identify benefits that equal over $1,400 per month! To say that income comes in handy is an understatement. We highly recommend to anyone trying to understand when and how to take their Social Security to reach out to Social Security Benefit Planners!”
Elizabeth Larkin
“Faye gave me excellent advice on how to maximize my Social Security payout later in life and how to manage my pay-ins as an overseas employee of a firm that does not pay my Social Security into the system. She also has been very helpful to a friend here who did not know how to file. Timely, complete info in a professional, kind, complete way.”
Betty Wilkinson
“It was a great experience overall and gave us the clarity that we needed. We would highly recommend Social Security Benefit Planners to family and friends, and already have!”
Linda Brummel
“What an amazing service! We needed the advice of an expert, and Faye was absolutely the right person. We already have and will continue to recommend Social Security Benefit Planners without hesitation to friends and colleagues.”
Nancy Chorpenning
“I’m so happy Faye made me aware of the benefits my daughter was eligible to receive. The extra income expands the opportunities I can provide for her and makes it easier for me to relax, knowing my daughter has everything she needs.”
Laurie Linville
What's the Latest on Social Security?
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Increasing Your Average Indexed Monthly Earnings Amount (AIME)
What is increasing your average indexed monthly earnings (AIME)? Your Social Security retirement benefit is based on your lifetime earnings. In general, if you were born after 1928, your benefit is calculated by averaging your 35 years of highest earnings to determine your AIME, then applying a benefit formula to that amount. To get the… Read more »
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Tax Issues for U.S. Citizens Living Abroad
Introduction No matter where you live, if you’re a U.S. citizen, you’ll need to file a U.S. income tax return, whether you’re liable for U.S. taxes or not. The tax laws for U.S. citizens living abroad are fairly complicated. Depending on whether the country where you are living has a tax treaty with the United… Read more »
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Paying the Bills: Potential Sources of Retirement Income
Planning your retirement income is like putting together a puzzle with many different pieces. One of the first steps in the process is to identify all potential income sources and estimate how much you can expect each one to provide. Social Security The vast majority of people age 65 and older receive Social Security benefits.… Read more »
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