Social Security for Dependent Parents

Dependent Parent Social Security Benefits

Parents take care of us for so many years, and in some cases we are able to help our own parents in their retirement. But what will happen if your dependent parent outlives you?

Very few people know about an important Social Security benefit that can help your financially dependent parent should you pass away before they do. If your parent relies on you for more than half of their living expenses, they may be able to receive benefits in the event of your death. In order to take advantage of this benefit you must have earned enough credits to qualify for Social Security – that’s 40 credit hours – and your parent must:

  • Receive at least half of their support from you
  • Be at least 62 years old
  • Not have remarried since the adult child’s death
  • Not have an individual Social Security benefit that’s more than the potential benefit based on your earnings

This benefit can be an important source of support for your aged parent in the unfortunate event of your death.

If you’d like to learn more about this or other Social Security benefits that can help your family, please contact our office at info@socialsecuritybp.com, or sign up for your Social Security benefit plan today.

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