Social Security Benefit Planners (SSBP) can help you answer that question. With over 2,700 regulations governing Social Security, it’s not surprising that few people know they qualify for so much more. Our team of financial experts and researchers look at your individual life circumstances to create a report detailing your options, and help you create a strategic plan to make the most of those options. Ready to discover what you actually qualify for?
Who Needs Social Security Planning?
Anyone who qualifies to receive Social Security benefits and either hasn’t yet elected to receive their benefits or is within the first 11 months of receiving them can benefit from a detailed analysis and plan, including:
- Married couples who want to understand which options will benefit them the most
- Business owners who pay themselves little and put all or most of their money back into their business
- Immigrants who want to learn what they need to do in order to qualify for benefits
- Retirees who provide full time care for their minor children or grandchildren
- Widows and widowers with minor children
- Widows and widowers age 60 or older (age 50 or older if disabled)
- Recently married same-sex couples who want to know more about their newly qualified benefits
- Divorcees close to retirement
- Disabled persons who are unable to work
- People with unique situations who want to learn the best strategy for maximizing their benefits
We Help More Than Just Retirees
Many different circumstances could qualify you and your family for Social Security benefits. Here are just a few examples of those we’ve assisted:
- A woman whose older ex-husband had been collecting Social Security was able to file for benefits for their mutual biological minor child – delivering almost $150k of support over the next nine years.
- A recently married couple in their 60s was able to draw spousal benefits that increased their current income by nearly $13k per year, while still delaying filing for the wife’s benefits until age 70, when they will be at their highest level.
- A woman who was able to pull an extra $300 per month in benefits based on her deceased ex-spouse’s Social Security record, which she did not know she was entitled to draw on.
- A grandfather who is the full-time caregiver for his 3 minor grandchildren was able to get almost $44K per year in family benefits, which helped keep the family intact.
Read our Client Stories and see how we have helped people maximize their Social Security. Let’s see if we can help you also.